What you can afford depends on your income, credit rating, current monthly expenses, down payment and the interest rate.
Step 2: Shop for a loan
Asset Addition will assist you in getting a loan with the best interest rates and the maximum loan amount.
Step 3: Shop for a home
We will help you in sourcing the right property and evaluate the appropriateness and legality of properties.
Step 4: Make an offer (In case of resale homes)
After discussing with you we would make an offer. If the seller counters our offer, we may need to negotiate until we agree to the terms of the sale. (In the case of properties directly from the builder, we need to adhere to the builder’s price list).
Step 5: Get a home inspection (In case of resale homes)
This would be done by the lenders with our assistance. An inspection will tell you about the condition of the home, and can help you avoid buying a home that needs major repairs.
Step 6: Shop for homeowners insurance
Lenders require that you have homeowners insurance. Asset Addition will facilitate in getting the best deal for the same.
Step 7: Sign papers
You're finally ready to go to "settlement" or "closing." Asset Addition have their own legal consultants to prepare and check the papers on your behalf.